Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
The 30-year mortgage rate dropped this week to 6.67%, down from 6.69%. If you're buying a $400,000 home, this small decline cuts about $7 off your monthly payment—and roughly $2,500 over the entire 30-year loan. While modest, it signals mortgages are becoming slightly more affordable.
Inflation is running at 3.3% annually, with the core rate (excluding volatile food and energy) at 2.47%. This matters for your savings: money in a regular savings account earning less than 3.3% is slowly losing purchasing power. Look for a high-yield savings account that matches or beats the inflation rate.
Unemployment stands at 4.1%, gas costs about $4.05 per gallon, and stocks are near record highs. For most households, the practical numbers that count are straightforward: mortgage rates eased this week, inflation is at 3.3%, and jobs remain relatively available. Those are the fundamentals shaping your household finances.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Aug 19, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Aug 19, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3872 |
| Euro (EUR) | 0.8617 |
| British Pound (GBP) | 0.7377 |
| Japanese Yen (JPY) | 159.0900 |
| Mexican Peso (MXN) | 17.0365 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-08-20T07:00:02 US Eastern. Browse past days →