💰 Free Financial Calculators
60+ free tools to help you make smarter money decisions. Mortgage, loans, retirement, taxes, budgeting and more.
Mortgage & Housing
Loans & Debt
Retirement & Investing
Tax
Savings & Budget
Everyday Finance
🏠 Mortgage Payment Calculator
Calculate your monthly mortgage payment including principal, interest, taxes and insurance.
Frequently Asked Questions
🏡 How Much House Can I Afford
Find out how much home you can afford based on your income and debts.
🔑 Rent vs Buy Calculator
Compare the long-term cost of renting versus buying a home.
💵 Down Payment Calculator
How much do you need to save for a down payment, and how long will it take?
🔄 Refinance Calculator
Should you refinance? Compare your current mortgage with a new one.
🏦 HELOC Calculator
Calculate payments on a Home Equity Line of Credit.
📋 Closing Cost Calculator
Estimate closing costs when buying a home (typically 2-5% of home price).
🏛️ Property Tax Calculator
Estimate annual and monthly property tax.
⚡ Mortgage Payoff Calculator
See how extra payments can help you pay off your mortgage faster.
📊 ARM vs Fixed Rate Calculator
Compare adjustable-rate vs fixed-rate mortgage costs.
🔨 House Flipping Profit Calculator
Estimate profit from buying, renovating and selling a property.
🛏️ Airbnb Rental Income Calculator
Estimate monthly income from short-term rental.
🚗 Auto Loan Calculator
Calculate monthly car payment and total interest.
🔑 Lease vs Buy Car Calculator
Compare total costs of leasing vs buying a vehicle.
🎓 Student Loan Payoff Calculator
See how long it takes to pay off student loans and total interest paid.
💳 Credit Card Payoff Calculator
How long will it take to pay off your credit card balance?
⛄ Debt Snowball / Avalanche Calculator
Compare snowball (smallest first) vs avalanche (highest rate first) payoff methods.
Enter up to 5 debts below:
📝 Personal Loan Calculator
Calculate monthly payment on a personal loan.
📏 Debt-to-Income Ratio Calculator
Lenders use DTI to determine how much you can borrow. Under 36% is ideal.
⚖️ Loan Comparison Calculator
Compare two loan options side by side.
🔗 Debt Consolidation Calculator
See if consolidating debts into one loan saves money.
🏢 Business Loan Calculator
Calculate monthly payment on a business loan.
🏦 401k Calculator
Project your 401k balance at retirement.
⚠️ 401k Early Withdrawal Calculator
Calculate penalty and taxes on early 401k withdrawal (before age 59½).
💎 Roth IRA Calculator
See how your Roth IRA can grow tax-free over time.
🌴 Retirement Savings Calculator
Are you saving enough to retire comfortably?
🇺🇸 Social Security Benefits Calculator
Estimate monthly Social Security benefits based on your income.
📈 Compound Interest Calculator
See how compound interest grows your money over time.
💹 Investment Return (ROI) Calculator
Calculate return on investment.
📊 Stock Profit Calculator
Calculate profit/loss from stock trades.
💰 Dividend Calculator
Calculate annual dividend income and yield.
📅 Dollar Cost Averaging Calculator
See how regular investing adds up over time.
🔥 FIRE Calculator
Financial Independence, Retire Early — how many years until you're free?
👴 Pension Calculator
Estimate pension benefit based on years of service and salary.
🧾 Income Tax Calculator (Federal 2025)
Estimate your federal income tax based on filing status and income.
🛒 Sales Tax Calculator
Calculate sales tax on a purchase.
📉 Capital Gains Tax Calculator
Calculate tax on investment profits.
💼 Self-Employment Tax Calculator
Calculate Social Security + Medicare taxes for self-employed income.
📊 Tax Bracket Calculator
Find your federal tax bracket based on taxable income.
💵 Tax Refund Estimator
Estimate if you'll get a refund or owe taxes.
🏛️ Property Tax Calculator
Estimate annual property tax on your home.
💵 Paycheck / Take-Home Pay Calculator
Estimate your take-home pay after taxes and deductions.
🆘 Emergency Fund Calculator
Financial experts recommend 3-6 months of expenses. How much do you need?
🎯 Savings Goal Calculator
How much to save each month to reach your goal.
💎 Net Worth Calculator
Assets minus liabilities = your net worth.
Assets
Liabilities
📋 50/30/20 Budget Calculator
Allocate income: 50% needs, 30% wants, 20% savings.
🏦 CD Calculator
Calculate Certificate of Deposit returns at maturity.
📈 High-Yield Savings Calculator
See how your savings grow in a high-yield account.
🏙️ Cost of Living Comparison
Compare how far your salary goes in different cities.
🎓 College Savings (529 Plan) Calculator
Estimate how much to save for your child's college education.
🍽️ Tip Calculator
Calculate tip and split the bill.
🏷️ Discount / Sale Price Calculator
Calculate the final price after discount.
⏰ Hourly to Salary Converter
Convert between hourly wage and annual salary.
📉 Inflation Impact Calculator
See how inflation erodes purchasing power over time.
💱 Currency Converter
Quick currency conversion using approximate rates.
⚖️ Break-Even Calculator
Find out how many units you need to sell to break even.
📊 Profit Margin Calculator
Calculate gross and net profit margins.
🏷️ Markup Calculator
Calculate selling price from cost and desired markup.
💳 Cash Back / Rewards Calculator
Calculate how much you earn from credit card rewards.
📱 Subscription Cost Calculator
Compare monthly vs yearly subscription costs.