Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates dropped slightly to 6.65% on a 30-year fixed loan, down from 6.67% a week ago. If you're considering a purchase or refinance, this move saves real money: on a typical $400,000 loan, you'd pay roughly $7 less per month, or about $84 annually, at the new rate.
For your savings and household finances: inflation slowed to 3.3% year-over-year, though prices are still rising. This matters because your savings account needs to earn at least 3.3% annually just to keep pace. Interest rates are adjusting gradually—the 10-year Treasury yield dropped to 4.65% from 4.71%, which affects long-term borrowing costs for mortgages and beyond.
The job market remains solid with unemployment at 4.1%, and gas prices are holding around $4.05 per gallon. No major economic shifts this week; mortgage shoppers should consider locking in rates while they're in this range.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Aug 20, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Aug 20, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3770 |
| Euro (EUR) | 0.8561 |
| British Pound (GBP) | 0.7339 |
| Japanese Yen (JPY) | 158.7600 |
| Mexican Peso (MXN) | 16.9906 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-08-21T07:00:02 US Eastern. Browse past days →