Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates fell slightly this week to 6.65% for a 30-year loan, down from 6.67%. If you're buying a $400,000 home, that small drop saves you roughly $35 to $40 per year in interest—not transformational, but helpful. The 10-year Treasury yield has climbed to 4.69%, which may limit how much further rates drop soon.
Here's a bigger concern for savers: inflation is still running at 3.3% annually, which means that if your savings account earns less than that, you're quietly losing buying power. The encouraging sign is that core inflation (excluding food and energy) has cooled to 2.47%, suggesting underlying price pressures are easing. This is what the Federal Reserve watches most carefully.
The rest of the economy continues on an even keel. Unemployment holds at 4.1%, the stock market is stable, and gas prices hover near $4.05 per gallon. The picture is one of a gradually cooling economy—neither overheating nor stumbling.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Aug 21, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Aug 21, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3740 |
| Euro (EUR) | 0.8548 |
| British Pound (GBP) | 0.7323 |
| Japanese Yen (JPY) | 158.7000 |
| Mexican Peso (MXN) | 16.8980 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-08-22T07:00:01 US Eastern. Browse past days →