Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
The good news for homebuyers: the 30-year fixed mortgage rate dipped to 6.65%, down slightly from 6.67% a week ago. On a typical $400,000 home purchase, that small drop saves you about $10 per month—not huge, but $120 annually adds up.
Inflation remains above the Fed's comfort zone at 3.3% year-over-year. Core inflation is more moderate at 2.47%, excluding volatile food and energy costs. This matters for your money in the bank: a 2-year Treasury earning 4.19% barely outpaces inflation, meaning your savings lose purchasing power unless you find better returns.
Unemployment sits steady at 4.1%, showing the job market is holding despite Fed rate increases. Fed funds hover at 3.63%, while gas prices remain elevated at $4.049 per gallon. For most households, stable employment matters more than small mortgage movements—make sure your income keeps pace with inflation.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Aug 21, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Aug 21, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3740 |
| Euro (EUR) | 0.8548 |
| British Pound (GBP) | 0.7323 |
| Japanese Yen (JPY) | 158.7000 |
| Mexican Peso (MXN) | 16.8980 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-08-23T07:00:02 US Eastern. Browse past days →