Today's Financial Rates

Every rate that touches an American household β€” mortgages, savings, Treasuries, inflation and fuel β€” pulled straight from government and Federal Reserve data, updated each morning.

πŸ“… Updated August 27, 2026
πŸ“Œ This is an archived snapshot from August 27, 2026. See today's current rates β†’

What today's numbers mean

Mortgage rates eased to 6.65%, the best news for borrowers this week. On a typical $400,000 home loan, this 0.02-point decline saves roughly $4 per month, or about $50 per year in payments. If you're looking to buy or refinance, now is a good time to compare mortgage offers.

Inflation remains the bigger financial pressure on households. At 3.3% year-over-year, prices are rising faster than most savings accounts earn interest, which means your money is slowly losing buying power. The core inflation rate of 2.47%β€”which removes the spike in food and energy costsβ€”shows that prices for everyday goods and services are still climbing steadily.

The job market remained stable with unemployment at 4.1%, which is positive news. Gasoline remains expensive at $4.085 per gallon, adding to the squeeze on household budgets as you pay more for essential transportation.

🏠 Mortgage & Home Loans

National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.

30-Year Fixed
6.65%
β–Ό 0.02 pt
Week of Aug 20, 2026
A year ago: 6.58%
15-Year Fixed
5.95%
β–Ό 0.01 pt
Week of Aug 20, 2026
A year ago: 5.69%
Bank Prime Rate
6.75%
unchanged
As of Aug 25, 2026
Most HELOCs and credit cards are priced off this rate.
Median Home Price
$410,700
Quarter ending Apr 1, 2026
A year ago: $416,100

🏦 The Fed, Savings & Borrowing

The short-term rates that set what your savings account pays and what your debt costs.

Fed Funds Effective
3.63%
unchanged
Aug 25, 2026
A year ago: 4.33%
SOFR
3.66%
β–² 0.01 pt
Aug 25, 2026
The benchmark that replaced LIBOR on floating-rate loans.
3-Month Treasury
3.85%
Aug 26, 2026
A rough ceiling on what money-market funds can pay.
2-Year Treasury
4.17%
β–Ό 0.07 pt
Aug 25, 2026
Tracks where markets think short rates are heading.

πŸ“ˆ Treasury Yield Curve

What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.

3.80
1 Mo
3.85
3 Mo
3.94
6 Mo
4.02
1 Yr
4.19
2 Yr
4.29
3 Yr
4.37
5 Yr
4.51
7 Yr
4.66
10 Yr
5.17
20 Yr
5.18
30 Yr

US Treasury constant-maturity yields, Aug 26, 2026. Source: U.S. Department of the Treasury.

10-Year Treasury
4.64%
β–Ό 0.06 pt
Aug 25, 2026
A year ago: 4.28%
30-Year Treasury
5.17%
β–Ό 0.06 pt
Aug 25, 2026
10Y βˆ’ 2Y Spread
0.47 pt
unchanged
Aug 26, 2026
Below zero is an inverted curve β€” historically a recession warning.

πŸ›’ Cost of Living

Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.

CPI Inflation (YoY)
3.3%
Data through Jul 1, 2026
How much more the same basket of goods costs than a year ago.
Core CPI (YoY)
2.5%
Data through Jul 1, 2026
Strips out food and energy β€” the number the Fed watches.
Regular Gasoline
$4.085
β–² 0.036
Week of Aug 24, 2026
A year ago: $3.147
Unemployment Rate
4.1%
β–Ό 0.1 pt
Jul 1, 2026
A year ago: 4.3%

πŸ“Š Markets & Commodities

Where retirement accounts and fuel budgets get moved around.

S&P 500
7,677.28
β–² 24.42
Aug 25, 2026
A year ago: 6,439.32
Nasdaq Composite
26,151.30
β–² 171.11
Aug 25, 2026
VIX Volatility
15.45
β–Ό 0.40
Aug 25, 2026
Under 20 is calm; over 30 signals market stress.
WTI Crude Oil
$83.90
β–Ό 2.44
Aug 25, 2026
Feeds into gas prices with a two-to-three week lag.
Bitcoin
$79,011
24-hour price
Ethereum
$2,506.14
24-hour price

πŸ’± US Dollar Exchange Rates

European Central Bank reference rates for Aug 26, 2026.

Currency1 USD buys
Canadian Dollar (CAD)1.3862
Euro (EUR)0.8570
British Pound (GBP)0.7337
Japanese Yen (JPY)159.0700
Mexican Peso (MXN)16.9309

Where these numbers come from

Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.

Page generated 2026-08-27T07:00:01 US Eastern. Browse past days β†’