Today's Financial Rates

Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.

📅 Updated August 29, 2026
📌 This is an archived snapshot from August 29, 2026. See today's current rates →

What today's numbers mean

Mortgage rates edged up to 6.66% on 30-year loans this week, continuing their recent stability around this level. On a typical $400,000 home purchase, this means monthly payments around $2,540. The small rate increase from the prior week adds roughly $3 to $5 to your monthly cost. For home shoppers or those considering refinancing, the rate environment remains essentially unchanged from a week ago.

More pressing for household budgets is inflation at 3.3% year-over-year, which steadily erodes the purchasing power of savings. The two-year Treasury yield of 4.2% barely keeps pace with inflation, providing minimal real returns. Core inflation, stripping out volatile food and energy, sits at 2.47%, suggesting some price pressure may be easing gradually.

The broader economy appears stable: unemployment sits at 4.1%, gas averages $4.09 a gallon, and stock markets remain calm with the VIX at 14.51. These figures point to steady economic conditions heading into fall.

🏠 Mortgage & Home Loans

National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.

30-Year Fixed
6.66%
▲ 0.01 pt
Week of Aug 27, 2026
A year ago: 6.56%
15-Year Fixed
5.98%
▲ 0.03 pt
Week of Aug 27, 2026
A year ago: 5.69%
Bank Prime Rate
6.75%
unchanged
As of Aug 26, 2026
Most HELOCs and credit cards are priced off this rate.
Median Home Price
$410,700
Quarter ending Apr 1, 2026
A year ago: $416,100

🏦 The Fed, Savings & Borrowing

The short-term rates that set what your savings account pays and what your debt costs.

Fed Funds Effective
3.63%
unchanged
Aug 27, 2026
A year ago: 4.33%
SOFR
3.64%
unchanged
Aug 27, 2026
The benchmark that replaced LIBOR on floating-rate loans.
3-Month Treasury
3.90%
Aug 28, 2026
A rough ceiling on what money-market funds can pay.
2-Year Treasury
4.20%
▲ 0.01 pt
Aug 27, 2026
Tracks where markets think short rates are heading.

📈 Treasury Yield Curve

What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.

3.84
1 Mo
3.90
3 Mo
4.02
6 Mo
4.15
1 Yr
4.34
2 Yr
4.41
3 Yr
4.48
5 Yr
4.59
7 Yr
4.73
10 Yr
5.21
20 Yr
5.22
30 Yr

US Treasury constant-maturity yields, Aug 28, 2026. Source: U.S. Department of the Treasury.

10-Year Treasury
4.67%
▲ 0.01 pt
Aug 27, 2026
A year ago: 4.24%
30-Year Treasury
5.19%
▲ 0.01 pt
Aug 27, 2026
10Y − 2Y Spread
0.39 pt
▼ 0.08 pt
Aug 28, 2026
Below zero is an inverted curve — historically a recession warning.

🛒 Cost of Living

Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.

CPI Inflation (YoY)
3.3%
Data through Jul 1, 2026
How much more the same basket of goods costs than a year ago.
Core CPI (YoY)
2.5%
Data through Jul 1, 2026
Strips out food and energy — the number the Fed watches.
Regular Gasoline
$4.085
▲ 0.036
Week of Aug 24, 2026
A year ago: $3.147
Unemployment Rate
4.1%
▼ 0.1 pt
Jul 1, 2026
A year ago: 4.3%

📊 Markets & Commodities

Where retirement accounts and fuel budgets get moved around.

S&P 500
7,730.99
▲ 55.29
Aug 27, 2026
A year ago: 6,481.40
Nasdaq Composite
26,541.35
▲ 411.15
Aug 27, 2026
VIX Volatility
14.51
▼ 0.70
Aug 27, 2026
Under 20 is calm; over 30 signals market stress.
WTI Crude Oil
$83.90
▼ 2.44
Aug 25, 2026
Feeds into gas prices with a two-to-three week lag.
Bitcoin
$77,812
24-hour price
Ethereum
$2,442.43
24-hour price

💱 US Dollar Exchange Rates

European Central Bank reference rates for Aug 28, 2026.

Currency1 USD buys
Canadian Dollar (CAD)1.3854
Euro (EUR)0.8589
British Pound (GBP)0.7362
Japanese Yen (JPY)159.6800
Mexican Peso (MXN)16.9481

Where these numbers come from

Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.

Page generated 2026-08-29T07:00:01 US Eastern. Browse past days →