Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates climbed to 6.66% this week, up just 0.01 percentage points from last week. If you're shopping for a home or refinancing, here's what that means: on a $400,000 loan over 30 years, the monthly payment rises roughly $3 to $4 for each 0.01% increase. This week's bump adds approximately $3 to $4 to your monthly payment, or about $1,200 in extra interest over the loan's life.
While mortgage moves feel small, inflation is the bigger pressure on household finances. Inflation is running 3.3% year-over-year, which means prices are climbing faster than most savings accounts earn interest. If your savings account pays less than 3.3%, you're actually losing purchasing power sitting in cash. Your dollars buy less at the grocery store, pump, and utility company each month.
On the job front, unemployment sits at 4.1%, suggesting stable employment conditions. Gas is averaging $4.085 per gallon this week, and crude oil is holding at $83.90.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Aug 28, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Aug 28, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3854 |
| Euro (EUR) | 0.8589 |
| British Pound (GBP) | 0.7362 |
| Japanese Yen (JPY) | 159.6800 |
| Mexican Peso (MXN) | 16.9481 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-08-31T07:00:01 US Eastern. Browse past days →