Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
The 30-year mortgage rate ticked up to 6.66% this week from 6.65%. While the weekly change was minimal, the overall level remains elevated for homebuyers. On a $400,000 purchase, this rate means roughly $2,600 per month in principal and interest alone—before adding property taxes, insurance, and HOA fees. That burden has priced out millions of potential buyers.
Inflation continues to drain savings. Year-over-year inflation is running at 3.3%, with core inflation at 2.47%. Even at today's higher savings rates of 4-5%, you're only barely staying ahead of rising prices. Your real purchasing power—what you actually gain after inflation—remains thin.
On the positive side, unemployment stands at 4.1%, and the stock market (S&P 500 at 7,686) remains resilient. Gas prices hold near $4.07 per gallon. The broader economy continues, but the combination of elevated mortgage rates and persistent inflation means every household needs to budget carefully and save deliberately.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 1, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 1, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3888 |
| Euro (EUR) | 0.8628 |
| British Pound (GBP) | 0.7390 |
| Japanese Yen (JPY) | 160.1600 |
| Mexican Peso (MXN) | 17.0009 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-02T07:00:01 US Eastern. Browse past days →