Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates rose again this week. The 30-year fixed climbed to 6.71%, up from 6.66% just seven days ago. On a typical $400,000 home, this increase adds roughly $20 each month—$240 annually. If you're shopping for a mortgage or considering a refinance, comparing lenders still makes a meaningful difference.
The bigger household issue remains inflation running at 3.3% annually, with core inflation at 2.47%. This quietly erodes the value of cash sitting in low-yielding accounts. The prime lending rate is 6.75%, the 10-year Treasury yields 4.79%, and the Federal Reserve's key rate is 3.63%—all of which influence what banks pay on savings and charge on debt. If your savings account earns less than 3.3%, you're quietly losing purchasing power.
Jobs remain solid (4.1% unemployment) and gas averages $4.071 per gallon. No economic alarms this week. For household budgeting: lock in competitive rates on savings where possible, shop rates on big purchases, and keep high-interest debt to a minimum while rates remain elevated.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 3, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 3, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3792 |
| Euro (EUR) | 0.8610 |
| British Pound (GBP) | 0.7409 |
| Japanese Yen (JPY) | 156.0100 |
| Mexican Peso (MXN) | 17.0119 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-04T07:00:01 US Eastern. Browse past days →