Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates hit 6.71% this week, up from 6.66%—another small climb in an already expensive housing market. On a $400,000 loan, that 0.05-point jump means about $20 more per month, or roughly $240 a year. For buyers shopping now, these incremental moves add up quickly.
The reason? Inflation is still elevated at 3.3% year-over-year, well above the Federal Reserve's comfort zone. Core inflation sits at 2.47%. That persistent pressure is keeping interest rates sticky. Meanwhile, your savings account earning 4.34% (the current 2-year Treasury rate) finally offers real returns above inflation if you can lock them in—a small win for savers.
On the jobs front, unemployment remains stable at 4.1%, and the stock market is holding steady with the S&P 500 at 7,747. Gas prices are elevated at $4.07 a gallon, but the broader outlook isn't panicked. The VIX volatility index sits at a calm 14.32.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 4, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 4, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3800 |
| Euro (EUR) | 0.8604 |
| British Pound (GBP) | 0.7391 |
| Japanese Yen (JPY) | 156.2500 |
| Mexican Peso (MXN) | 16.8991 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-05T07:00:01 US Eastern. Browse past days →