Every rate that touches an American household β mortgages, savings, Treasuries, inflation and fuel β pulled straight from government and Federal Reserve data, updated each morning.
The 30-year mortgage rate rose to 6.71%, up from 6.66% the previous week. For a household shopping for a $400,000 home, this bump means roughly $9 extra per monthβabout $100 per year in additional costs. If you're thinking about buying or refinancing soon, that increase matters when you're looking at a 30-year commitment and budget constraints.
Inflation remains elevated at 3.3% year-over-year, with core inflation at 2.47%. Here's what this means for savers: a 10-year Treasury yields 4.77%, which does beat inflation, but only by about 1.5 percentage points. Most everyday savings accounts and money market funds offer considerably less, which means your money is gradually losing purchasing power over time. The employment picture stays solid, with unemployment at 4.1%.
The stock market edged upward, with the S&P 500 at 7718.6 and the Nasdaq at 26506.99. Gas prices remain near $4.071 per gallon as well.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 4, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 4, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3800 |
| Euro (EUR) | 0.8604 |
| British Pound (GBP) | 0.7391 |
| Japanese Yen (JPY) | 156.2500 |
| Mexican Peso (MXN) | 16.8991 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-07T07:00:02 US Eastern. Browse past days β