Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Year-over-year inflation is running at 3.3%, meaning your money buys roughly 3.3% less than it did a year ago. This directly hits most households through higher costs for groceries, utilities, gasoline, and other everyday expenses. There is one silver lining: savings accounts offering money market rates now earn enough interest to keep pace with inflation, though the margin is slim. Core inflation, excluding food and gas price swings, is running at 2.47%.
Mortgage rates climbed to 6.71%, up slightly from 6.66% a week ago. For a typical household financing a $400,000 home purchase, that modest rate increase adds roughly $15 to $20 to the monthly mortgage payment. Gas prices held steady at $4.07 per gallon. The job market remains stable with unemployment at 4.1%.
Financial markets continue to signal stability: the 10-year Treasury bond yields 4.78%, and stock market volatility measured by the VIX index remained low at 15.3.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 8, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 8, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3805 |
| Euro (EUR) | 0.8610 |
| British Pound (GBP) | 0.7382 |
| Japanese Yen (JPY) | 154.3000 |
| Mexican Peso (MXN) | 16.9510 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-09T07:00:01 US Eastern. Browse past days →