Every rate that touches an American household β mortgages, savings, Treasuries, inflation and fuel β pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates climbed to 6.71% this week, up from 6.66% last weekβa small move with real costs. On a typical $400,000 home loan, this quarter-point increase means roughly $15-20 more in monthly payments, costing an extra $5,000-6,000 over the life of the loan. If you're shopping for a home, higher rates directly affect what you can afford.
Inflation is running at 3.3% year-over-year, with core inflation at 2.47%. Here's what this means for savers: if your savings account earns less than 3.3% annually, your purchasing power steadily shrinks with each passing month. Unemployment sits at 4.1%, indicating the job market remains reasonably steady even as borrowing costs stay elevated.
Gas prices average $4.16 per gallon. This combination of higher mortgage rates and persistent inflation means it's worth reviewing your household budgetβparticularly if you're planning a home purchase or refinance. Small percentage-point increases in rates compound into costs that reshape your household finances for years to come.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 9, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 9, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3768 |
| Euro (EUR) | 0.8582 |
| British Pound (GBP) | 0.7372 |
| Japanese Yen (JPY) | 153.2700 |
| Mexican Peso (MXN) | 16.9025 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-10T07:00:01 US Eastern. Browse past days β