Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
If you're looking to buy or refinance, mortgage rates just ticked up: the 30-year fixed hit 6.76%, up from 6.71% a week ago. On a $400,000 home, that 0.05% jump means about $17 more per month, or roughly $6,000 extra over 30 years. The 15-year fixed is at 6.09%, still a significant monthly commitment.
Inflation remains above comfort for savers. Year-over-year CPI sits at 3.3%, though the core rate sits at 2.47%. Meanwhile, the Federal Reserve's benchmark rate is at 3.63%, which feeds into savings accounts and money-market rates. After taxes, most savers aren't outpacing inflation, which means cash loses purchasing power over time. Gas prices are holding at $4.16 per gallon, a steady weight on household budgets.
The job market remains stable, with unemployment at 4.1%. Whether you're borrowing for a home or protecting savings, the rates tell a consistent story: higher borrowing costs paired with modest returns on cash.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 10, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 10, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3816 |
| Euro (EUR) | 0.8609 |
| British Pound (GBP) | 0.7396 |
| Japanese Yen (JPY) | 154.1800 |
| Mexican Peso (MXN) | 16.9435 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-11T07:00:01 US Eastern. Browse past days →