Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
The 30-year mortgage rate climbed to 6.76% this week, up from 6.71% last week. On a typical $400,000 home loan, this half-point increase adds roughly $13 to your monthly payment. If you're shopping for a home, the cost of waiting matters: every week of delay means higher borrowing costs.
Inflation is still running at 3.35% year-over-year. That means the things you buy are getting more expensive faster than your salary is likely growing. Your savings account loses real purchasing power sitting idle. Core inflation (excluding food and energy) is at 2.45%, showing that price pressure is broad-based, not just in oil or groceries.
Unemployment sits at 4.1%, so people are still finding jobs. But borrowing is expensive: the Fed's effective rate is 3.63%, and the 10-year Treasury yield climbed to 4.95%. Gas prices are at $4.16 per gallon. The bottom line: if you need to borrow money, rates are rising. Act sooner rather than later.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 11, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 11, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3858 |
| Euro (EUR) | 0.8627 |
| British Pound (GBP) | 0.7403 |
| Japanese Yen (JPY) | 154.0400 |
| Mexican Peso (MXN) | 16.9771 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-13T07:00:02 US Eastern. Browse past days →