Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
If you're shopping for a home or considering refinancing, mortgage rates climbed to 6.76%, up from 6.71% last week. That 0.05% jump might seem tiny, but here's what it means: on a $400,000 loan, you'll pay about $15 more per month. That's $174 extra per year in interest alone.
Inflation continues to squeeze household budgets at 3.35% year-over-year. Every month, your savings lose purchasing power. But here's the bright side: if you have cash to save, longer-term rates now offer positive real returns. The 10-year Treasury is yielding 4.96%, beating inflation. Unemployment remains steady at 4.1%, suggesting the job market remains stable.
Gas prices sit at $4.157 per gallon. Stock markets are holding steady with muted volatility, and credit remains accessible at a prime rate of 6.75% for borrowers in good standing.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 14, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 14, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3887 |
| Euro (EUR) | 0.8657 |
| British Pound (GBP) | 0.7410 |
| Japanese Yen (JPY) | 154.5500 |
| Mexican Peso (MXN) | 17.0721 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-15T07:00:02 US Eastern. Browse past days →