Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates edged up this week: 30-year fixed mortgages now sit at 6.76%, up from 6.71%. On a typical $400,000 home purchase, this 0.05% increase costs roughly $10 more per month—or about $120 per year. If you're shopping for a home, rates aren't falling, so waiting rarely saves money.
Inflation is the other key household number: prices rose 3.35% over the past year, with core inflation at 2.45%. The Fed funds rate sits at 3.63%, but most interest rates remain below inflation. For household savers, this creates a squeeze: cash savings lose purchasing power as prices rise faster than your savings account earns interest.
The job market remains solid with unemployment at 4.1%. Gas prices hold steady at $4.32 per gallon. Stock markets show stability: the S&P 500 closed at 7,585, Nasdaq at 25,981, and the market volatility index (VIX) at 17.2—suggesting neither panic nor euphoria.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 16, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 16, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.3939 |
| Euro (EUR) | 0.8668 |
| British Pound (GBP) | 0.7432 |
| Japanese Yen (JPY) | 155.0500 |
| Mexican Peso (MXN) | 17.1382 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-17T07:00:02 US Eastern. Browse past days →