Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates jumped to 6.95% this week, up from 6.76% a week ago. On a typical $400,000 home loan, that move adds roughly $65 to your monthly payment. If you're considering a home purchase, locking in a rate today matters more than waiting.
The bigger concern for most households is inflation. At 3.35% year-over-year, your savings are losing value faster than most bank accounts pay interest. Core inflation—the stickier measure used by economists—sits at 2.45%. Either way, cash in low-yield savings accounts is quietly losing purchasing power every month.
The Fed's benchmark rate is 3.88%, so that's roughly what you should expect from a high-yield savings account. With unemployment stable at 4.1%, gas averaging $4.319 per gallon, and stocks relatively calm (S&P 500 at 7,637), the economy isn't flashing warning signs. Major rate changes likely won't come soon.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 18, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 18, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4010 |
| Euro (EUR) | 0.8726 |
| British Pound (GBP) | 0.7494 |
| Japanese Yen (JPY) | 157.8900 |
| Mexican Peso (MXN) | 17.1776 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-21T07:00:01 US Eastern. Browse past days →