Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates jumped this week to 6.95%, up from 6.76%. If you're thinking about buying a home, this matters: on a $400,000 loan, the increase adds roughly $70 per month to your payment—about $840 a year. That changes the affordability math for many households.
The good news: Treasury rates moved down slightly (10-year at 4.96%, down from 5.01%), which can signal slower economic growth. Unemployment is holding steady at 4.1%. But here's the catch: inflation is still above what the Federal Reserve targets. Year-over-year CPI is running at 3.35%, with core inflation at 2.45%.
This matters for your savings. If your savings account is earning less than 3.35%, inflation is eating into your purchasing power. The job market remains solid, and gas prices are holding around $4.48 per gallon—useful context as you budget for the week ahead.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 22, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 22, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4044 |
| Euro (EUR) | 0.8724 |
| British Pound (GBP) | 0.7483 |
| Japanese Yen (JPY) | 157.1800 |
| Mexican Peso (MXN) | 17.2491 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-23T07:00:02 US Eastern. Browse past days →