Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates rose to 7.03% this week, up from 6.95% just a week ago. For the typical homebuyer with a $400,000 loan, that 0.08-point increase means about $27 more per month in payments—roughly $320 extra per year. If you're house-hunting or considering refinancing, this is your immediate concern.
Inflation stands at 3.35% year-over-year, with core inflation at 2.45% when excluding food and energy. The Fed's effective rate is now 3.88%, which explains why borrowing costs have moved higher across the board. When evaluating your savings, remember that inflation erodes the value of money left untouched—keep an eye on what your bank is offering, since improved rates typically reach deposit accounts when Fed rates rise, though with some lag.
Unemployment is stable at 4.1%, showing the job market remains solid. Gas prices hold at $4.478 per gallon. Market volatility (VIX) sits at 14.21, suggesting calm conditions. These figures show an economy adjusting to higher rates without distress signals, though household borrowing costs have clearly risen.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 25, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 25, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4143 |
| Euro (EUR) | 0.8770 |
| British Pound (GBP) | 0.7546 |
| Japanese Yen (JPY) | 157.5900 |
| Mexican Peso (MXN) | 17.6989 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-26T07:00:02 US Eastern. Browse past days →