Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
This week's biggest change for your wallet: 30-year mortgage rates hit 7.03%, up from 6.95%. That 0.08-point move costs roughly $18 more per month on a $400,000 loan. If you're buying a home or refinancing, run the numbers with your lender now.
The inflation headline matters directly to your savings. Prices rose 3.35% year-over-year, which means your savings account needs to earn at least 3.35% just to keep pace with inflation—and most savings accounts earn far less. Core inflation (excluding food and energy) is 2.45%, more stable but still outpacing typical savings rates. The Federal Reserve's policy rate sits at 3.88%, which influences what banks offer on savings accounts.
Employment remains solid at 4.1% unemployment. Stock markets are steady (S&P 500 at 7,743), and market anxiety is low (VIX at 14.21). Gas costs $4.48 per gallon. For most households: if your job is secure, prioritize keeping up with inflation in your savings, and watch whether higher mortgage costs affect your near-term plans.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 25, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 25, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4143 |
| Euro (EUR) | 0.8770 |
| British Pound (GBP) | 0.7546 |
| Japanese Yen (JPY) | 157.5900 |
| Mexican Peso (MXN) | 17.6989 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-28T07:00:02 US Eastern. Browse past days →