Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates climbed to 7.03% for a 30-year loan this week, up from 6.95%. For a typical $400,000 home purchase, that increase means roughly $20 more per month in payments. With the Federal Reserve's benchmark rate at 3.88%, borrowing costs remain elevated across mortgages, credit cards, and other consumer debt.
Year-over-year inflation is running at 3.35%—any savings account earning less than that is losing purchasing power. The 10-year Treasury yield now sits at 5.17%, making it possible to find savings products that outpace inflation if you're willing to commit to longer-term rates. It's worth checking what your bank is currently offering.
The broader economy shows stability: unemployment is at 4.1%, the S&P 500 closed at 7743.41, and gas prices average $4.48 per gallon. Your action this week: review your current mortgage rate, savings rates, and any refinancing opportunities against these benchmarks to ensure your household finances are on track.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Sep 28, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Sep 28, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4166 |
| Euro (EUR) | 0.8789 |
| British Pound (GBP) | 0.7540 |
| Japanese Yen (JPY) | 156.8800 |
| Mexican Peso (MXN) | 17.7650 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-09-29T07:00:02 US Eastern. Browse past days →