Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates jumped to 7.28% this week, up from 7.03% last week—a significant move that directly affects your wallet if you're buying a home or refinancing. On a $400,000 loan, this quarter-point increase means your monthly payment rises roughly $80, or about $970 per year. For many households, that's enough to change what home they can afford.
Inflation sits at 3.35% year-over-year, with core inflation at 2.45%. This matters directly to your savings. If your savings account, CD, or money-market account is earning less than 3.35%, you're actually losing purchasing power month by month. Check your current rates and make sure they're keeping pace with what you're actually paying for groceries, gas, and other everyday goods.
The economy showed steadiness elsewhere. Unemployment was at 4.1%, gas prices held at $4.47 per gallon, and stock-market anxiety remained muted with a VIX of 16.34. The 10-year Treasury rose to 5.29%. For most households, the climb in mortgage rates remains the most pressing financial concern to monitor.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 1, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 1, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4246 |
| Euro (EUR) | 0.8851 |
| British Pound (GBP) | 0.7557 |
| Japanese Yen (JPY) | 157.9800 |
| Mexican Peso (MXN) | 18.1669 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-02T07:00:02 US Eastern. Browse past days →