Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates jumped this week: a 30-year fixed loan now costs 7.28%, up from 7.03% just one week ago. On a typical $400,000 home, that's roughly $85 more per month—nearly $1,020 a year. If you're shopping for a house, that adds up to real money in your monthly budget. For existing homeowners with fixed rates, nothing changes, but it's worth noting if refinancing tempts you.
Inflation remains elevated at 3.35% year-over-year, which erodes the purchasing power of your savings. The bright side: the prime rate is now 7%, and high-yield savings accounts are finally offering competitive rates. It's worth shopping around to find better options instead of letting money sit idle.
Stock markets remain relatively calm—the S&P 500 is holding at 7,722 with low volatility—while unemployment stays at 4.2%. Gas prices remain at $4.47 a gallon. The overall picture shows persistent economic pressure without crisis, but households now face higher borrowing costs while savers are getting better options than before.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 2, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 2, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4240 |
| Euro (EUR) | 0.8909 |
| British Pound (GBP) | 0.7575 |
| Japanese Yen (JPY) | 157.6700 |
| Mexican Peso (MXN) | 18.3350 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-04T07:00:02 US Eastern. Browse past days →