Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
The most important number today is the 30-year mortgage rate: 7.28%, up from 7.03% last week. On a $400,000 home, that quarter-point increase costs roughly $80 more per month—about $28,800 over the loan's life. If you're considering buying, this is the number that matters most.
Inflation stands at 3.35% year-over-year, with core inflation at 2.45%. This means if your savings account earns less than 3.35%, you're losing purchasing power. The prime rate sits at 7.0%, and the Fed's benchmark rate is 3.88%, which influences rates across the economy.
Unemployment is holding at 4.2%, and gas prices average $4.465 per gallon. The 10-year Treasury is at 5.24%. The economy is still functioning, but households are experiencing the full weight of higher borrowing costs that took hold over the past year.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 2, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 2, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4240 |
| Euro (EUR) | 0.8909 |
| British Pound (GBP) | 0.7575 |
| Japanese Yen (JPY) | 157.6700 |
| Mexican Peso (MXN) | 18.3350 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-05T07:00:02 US Eastern. Browse past days →