Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates jumped this week to 7.28% from 7.03%, a meaningful move for homebuyers. On a typical $400,000 loan, that 0.25% increase means roughly $70 more per month, or about $25,000 in extra cost over 30 years. If you're shopping for a home, this is the single most important number affecting your purchasing power right now.
Inflation remains a headwind for savers. Year-over-year inflation stands at 3.35%, with core inflation at 2.45%. This matters because your savings lose purchasing power if they don't earn at least that rate. Check whether your emergency fund and savings accounts are earning competitive rates to keep up.
The broader economy shows unemployment at 4.2% and gas prices averaging $4.47 per gallon. The 10-year Treasury yield is at 5.28%, a closely watched measure that influences long-term borrowing costs throughout the economy.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 5, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 5, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4253 |
| Euro (EUR) | 0.8925 |
| British Pound (GBP) | 0.7562 |
| Japanese Yen (JPY) | 158.2300 |
| Mexican Peso (MXN) | 18.1498 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-06T07:00:01 US Eastern. Browse past days →