Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Mortgage rates rose this week. The average 30-year fixed rate is now 7.4%, up from 7.28% a week ago, and the 15-year fixed rate is 6.73%. The move is small, but it changes what a home costs to finance.
On a typical $400,000 loan, that small move adds up. Monthly principal and interest payments would be about $33 higher at 7.4% than at 7.28%, roughly $400 more per year. Over 30 years, even a small gap in rate adds up to a meaningful sum. Shopping around for a lower rate can save real money over the life of a loan.
Inflation is still running above where most people would like it. Consumer prices are 3.35% higher than a year ago, and core prices, which leave out food and energy, are up 2.45%. If a savings account pays less than the inflation rate, your money buys a little less each year. For savers, that matters most when cash sits in low-interest accounts, so compare savings yields against 3.35% before choosing where to keep your cash.
The $33 and $400 figures are my calculation, not from your list. They are the monthly principal and interest difference on a 30-year, $400,000 loan at 7.4% versus 7.28%. Taxes, insurance, and fees are excluded. Check them before publishing if you need an exact figure.National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 9, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 9, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4226 |
| Euro (EUR) | 0.8924 |
| British Pound (GBP) | 0.7564 |
| Japanese Yen (JPY) | 158.2500 |
| Mexican Peso (MXN) | 18.2001 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-10T07:00:02 US Eastern. Browse past days →