Every rate that touches an American household — mortgages, savings, Treasuries, inflation and fuel — pulled straight from government and Federal Reserve data, updated each morning.
Gas averages $4.354 a gallon today, which is the price most households feel every week. Crude oil sits at $96.24 a barrel. Mortgage rates also rose: the typical 30-year fixed loan is now 7.4%, up from 7.28% a week ago, while the 15-year fixed averages 6.73%.
On a typical $400,000 mortgage, that small increase raises the monthly payment by tens of dollars, which adds up to thousands over the life of a 30-year loan. Anyone shopping for a loan or considering refinancing should compare several lenders. The 10-year Treasury yield, which helps guide many loan rates, eased to 5.22% from 5.28%.
Prices rose 3.35% over the past year, and core inflation, which leaves out volatile food and energy prices, is 2.45%. For savers, that is the key comparison: if a savings account pays less than the inflation rate, that money buys less over time. Because savings rates vary, check what your account actually pays and compare it with that inflation figure before deciding where to keep your cash. Unemployment is 4.2%.
National averages from the Freddie Mac Primary Mortgage Market Survey, published weekly on Thursday.
The short-term rates that set what your savings account pays and what your debt costs.
What the US government pays to borrow across every maturity. Mortgage rates track the 10-year closely.
US Treasury constant-maturity yields, Oct 9, 2026. Source: U.S. Department of the Treasury.
Inflation from the Bureau of Labor Statistics and pump prices from the Energy Information Administration.
Where retirement accounts and fuel budgets get moved around.
European Central Bank reference rates for Oct 12, 2026.
| Currency | 1 USD buys |
|---|---|
| Canadian Dollar (CAD) | 1.4262 |
| Euro (EUR) | 0.8944 |
| British Pound (GBP) | 0.7556 |
| Japanese Yen (JPY) | 158.6000 |
| Mexican Peso (MXN) | 18.3418 |
Every figure on this page is pulled automatically from a primary public source. Nothing is estimated or modeled by us.
Page generated 2026-10-13T07:00:01 US Eastern. Browse past days →